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Insurance and Immunization Records
Teachers College, Columbia University
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Insurance and Immunization Records

Office of Student Affairs

Columbia Student Medical Insurance > Medical Care

Medical Care

Columbia Student Health Insurance Plan

Although the on-campus programs and services are comprehensive, there may be circumstances in which you will need to fill a prescription or receive care from an off-campus clinician or hospital. To provide students with access to consistent, efficient care that complements the programs offered on campus, Teachers College offers the Student Health Insurance Plan in partnership with Columbia University and Aetna Student Health.

Gold and Platinum Level Comparison:

There are two levels of the Columbia Student Health Insurance Plan offered. Please see the benefits grid comparison of Gold and Platinum levels for a complete comparison, limitations, and policy exclusions of both plans.

The Gold level of the Columbia Student Health Insurance Plan is designed to provide a level of coverage that is adequate for many people attending college or graduate programs.

The Platinum level of the Columbia Plan includes all of the benefits provided by the Gold level of the Plan as well as more extensive benefits in certain areas, including enhanced benefits for prescription drugs, physical therapy and other health care services.

 Gold Level of the Plan
is appropriate for students who:

Platinum Level of the Plan
is designed for students who:
  •  Do not expect to need health care services frequently
  • Have chronic health conditions
  • Are looking for essential coverage at a reasonable cost
  • Take prescription drugs regularly
  • Are interested in utilizing a "pay-as-you-go" strategy: participants pay a lower insurance premium at the outset but a higher proportion of the cost of any services that may be utilized
  • Anticipate utilizing mental health services in an ongoing way
  • The total maximum aggregate lifetime benefit available is $300,000 per condition
  • Students should expect to pay a higher insurance premium up front and pay less in out-of-pocket expenses as services are actually used. The total maximum aggregate lifetime benefit available is $1,000,000 per condition

Required Participation and Automatic Enrollment:

Students meeting any of the following criteria are automatically enrolled in the Columbia Health Fee and the Gold Level of  the Columbia Student Health Insurance:

  1. Students enrolled in a degree-granting program who are registered for 12 or more billable credits**;
  2. Students enrolled in a degree-granting program and living in the residential halls.

**Certificates of Equivalency - COEs - are not considered billable hours

Enrollment is on an annual basis and the fees will be applied during fall and spring registration. Students who are enrolled in the fall cannot drop or change the coverage during the spring semester even if their enrollment drops below 12 billable credits. Please be advised that if you meet the criteria of automatic enrollment, you will be enrolled for the entire year regardless of when your course registration takes place.

Students may upgrade to the Platinum level of the insurance plan using myTC Portal, http://my.tc.edu. A student may also request to waive their automatic enrollment in the Columbia Student Health Insurance by documenting acceptable, comparable coverage. A new insurance enrollment or waiver request must be submitted each year during the fall semester.

Voluntary Participation

Any registered TC student in a degree-granting program (including part-time students and students taking only dissertation advisement) can opt to enroll in either the Gold or Platinum level of the Columbia Student Health Insurance Plan.  You can enroll in and select your level of insurance coverage online using myTC Portal, http://my.tc.edu.

The deadline to enroll in, upgrade, or request a waiver in the Columbia Plan for 2014-2015 is September 16, 2014.  Enrollment for dates after the deadline is considered only if a student loses other health insurance coverage. Students must contact Insurance & Immunization Records at health-immunization@tc.edu within 30 days of losing their insurance, and provide documentation of coverage termination.

Period of Coverage

Enrollment in the program cannot be processed until a student registers for classes at the college. Please see our Period of Coverage page for more information.

Waiving Requirements

Waiver requests after the deadline are considered under certain circumstances. Petition to waive requests will be considered, but are not guaranteed approval. For more information please see our Important Waiver Information page for more information.

Voluntary Plans

The following voluntary plans may provide services for students and/or their dependents: