Any student that is automatically enrolled in the Gold
level of Columbia Student Medical Insurance plan may request to waive
coverage by the deadline by completing the waiver form online in myTC
. For the 2014 - 2015 academic year, the deadlines to submit waiver requests are Tuesday, September 16, 2014
for continuing and new students entering in the fall and Tuesday, February 3, 2015
for new students entering in the spring.
PLEASE NOTE: A
valid waiver request must be submitted each year during the fall
semester by the specified deadline to substitute other comparable
coverage for the Columbia Student Medical Insurance Plan.
if you plan to waive participation in the Columbia Student Medical
Insurance Plan because you currently have comparable coverage, you are
strongly encouraged to review the coverage your current plan offers and
contrast it with the coverage provided by the Columbia Student Medical
Insurance Plan, which has been designed specifically for students. For
Information about comparing plans and details of benefits and costs see
the 2013-2014 brochures and guides.
Waiver Request Submission Deadlines
||Tuesday, September 16, 2014
||Tuesday, February 3, 2015
(new students only)
How to Submit a Waiver Request
option to enroll in, upgrade, or request a waiver in the Columbia Plan
for 2014-2015 is available via the myTC portal mid-July 2014. Click here for instructions to enroll, upgrade, or request a waiver. All requests are considered but are not guaranteed approval. All waiver requests must be processed after registration.
Criteria for Comparable Alternate Medical Insurance Coverage
interested in requesting a waiver of automatic enrollment in the
Columbia Student Medical Insurance Plan must document comparable
coverage in another insurance plan.
plans offered by carriers not licensed in the U.S. DO NOT meet the
University's waiver criteria. If you feel your non-U.S. plan does
satisfy all the requirements you should be prepared to provide plan
documents translated into English with currency amounts converted into
alternate coverage must meet the following four criteria to be
considered comparable. Please review your insurance plan to determine
whether it meets all of the following criteria:
||National coverage for routine, urgent and emergent care for both
medical and mental health services, including substance abuse. If
traveling internationally for school-related purposes (study abroad,
research at a Global Center, etc.) the policy must also provide coverage
outside the US for routine, urgent, and emergent care.
||All plans must meet the requirements of the Affordable Care Act
including, but not limited to, coverage for pre-existing conditions,
coverage minimum & maximums, and deductibles. This applies to
international plans in addition to domestic plan offerings.
||Coverage must be effective no later than September 1 of each
academic year (January 20, 2015 for new Spring Term enrollees). For students completing a
program of study in this academic year the coverage must extend through
the end of the month of formal program completion (e.g. end of May for
spring graduates). For continuing students the coverage extends for
entire school year, including summers. Coverage will remain in force
while a registered student, including during approved leave of absence
for medical reasons and non-degree status at Columbia University.
Insurance plan is licensed to do business in the United States. We
strongly recommend your plan have a U.S.-based claims office and a U.S.
telephone number, or a U.S.-based claims agent so local hospitals and
providers can contact the carrier to discuss care and bill directly.
Columbia Health Fee
The Columbia Health Fee
is mandatory for all living in TC residence halls
and all students registered for 12 or more billable credits in the Fall
or Spring term, regardless of the type of insurance coverage carried. This fee cannot be waived.
The Columbia Health Fee is applied during the Fall and Spring semester
on an annual basis. For additional questions about the Columbia Health
Fee, please refer to our FAQs.