There are several student loan programs administered by private institutions that provide funds to students who do not qualify for Federal or need-based loans or who may need additional funding. They are often available from banks, and require a processing fee, a credit check, and in some cases, a cosigner. Securing a cosigner can result in lower interest on the loan.

You may choose any lender you wish to apply for an Alternative loan.  You must be fully approved and you must list Teachers College as the school in which you are applying for.   Once the loan has been approved it will be sent to the school for certification.  Since the Office of Financial Aid has no knowledge of the loan prior to the certification, it is your responsibility to ensure the loan has been processed.