Columbia Student Medical Insurance
Dependent Coverage rates for the 2013-2014 school year will be available in Summer 2013.
Students who enroll in the Columbia Student Medical Insurance Plan may also choose to insure their eligible dependents, which include:
- the student's lawful spouse or domestic partner residing with the student (Note: appropriate documentation is required, including a marriage license or form of domestic partnership)
- the student's unmarried children, including stepchildren and foster children who are under the age of 26, are not self-supporting, and reside with the student, or for whom the student is court-ordered to provide insurance
- newborn or newly adopted children
- new dependents (e.g., due to marriage, birth, adoption, etc.) may be added to the Policy only within 31 days of their addition to the family.
A modified version of the Basic level of the Plan is available for coverage of eligible dependents. Please note that there are some differences between the Basic level of the Plan for students and the coverage for eligible dependents. These differences are explained below.
Students who wish to obtain insurance coverage for their eligible dependents must be enrolled themselves in the Columbia Plan.
Dependent Spouse and Domestic Partner Enrollment Documentation
All students who wish to enroll their dependent spouse or domestic partner for the first time will need to provide the Insurance & Immunization Office Office with acceptable documentation to verify the dependent’s eligibility for enrollment. It is recommended that students complete this verification process before submitting their dependent application to Aetna Student Health to avoid a delay. The Insurance & Immunization Office will provide dependent eligibility confirmation to Aetna Student Health once the documentation provided has been reviewed and approved.
You will need to complete this verification only once; there will be no need to submit documentation again, unless you are enrolling a different spouse or domestic partner.
Please note that your dependent application cannot be accepted by Aetna Student Health without the University’s verification. If you fail to provide documentation, the dependent’s coverage cannot be activated and the premium will be refunded. The deadline for submitting documentation for Fall 2013 is September 30, 2013. The enrollment deadline for the dependent plan is September 30, 2013.
Acceptable Forms of Documentation
* Spouse Marriage - Certificate
* Domestic Partner - Certificate of Domestic Partnership
For additional information on obtaining a domestic partnership certificate for New York City residents, please review the City Clerk's Office - Domestic Partnership Registration.
Please note that Domestic Partnership Certificates issued outside of New York City may be submitted.
To submit acceptable documentation, please visit the Insurance & Immunization Office. Additional questions? Contact the office by phone (212) 678-3006 or email, firstname.lastname@example.org.
Period of Coverage for Eligible Dependents
Coverage will become effective on the same date the insured student's coverage becomes effective; if dependents are enrolled prior to the deadline, then coverage begins September 1, 2013.
A new enrollment request for Dependent Coverage must be provided by September 30, 2013. Covered students may also request enrollment of their dependents beginning with the Spring Term if the request and applicable premiums are submitted by February 1, 2014. Unlike the student plan, dependents’ Fall Term enrollment is not automatically continued for the Spring Term.
Dependents have the option to remain insured for the period from January 22, 2014 through August 31, 2014 by completing a new application form and submitting the Spring Term premium. The deadline for enrolling for the Spring Term is February 1, 2014. Previously insured dependents and students must re-enroll before the deadline in order to avoid a break in coverage for conditions that existed in prior Policy Years. Once a break in continuous coverage occurs, the definition of Pre-Existing Condition will apply in determining coverage of any condition that existed during the break.
Coverage for insured dependents terminates in accordance with the termination policy described in the detailed Student Health Brochure of the Columbia Plan. Termination of benefits may be affected by the date the student's coverage terminates and the date the dependent no longer meets the definition of a dependent.
Enrollment of Eligible Dependents
Dependents are not automatically enrolled. Application forms for dependent enrollment are available online at the Aetna Student Health website under "TC, JTS and UTS: Enroll".
A new application for dependent coverage must be submitted each term by the deadlines below:
Fall: September 30, 2013
Spring: February 1, 2014
Newborn or Newly Adopted Children
Children born to a covered person during the Plan term will be covered for accident, sickness, and congenital defects for 31 days from the date of birth. At the end of this 31-day period, coverage will cease unless the newborn is enrolled in the Columbia Plan.
Coverage is also provided for a child legally placed for adoption with a covered person, for 31 days from the moment of placement, provided that the child lives in the household of the covered person and is dependent upon him or her for support. At the end of this 31-day period, coverage will cease unless the adopted child is enrolled in the Columbia Plan.
All benefits available for newborn and newly adopted children, within 31 days of birth or placement, are equal to those available for individuals covered under the plan.
Benefits for Eligible Dependents
Listed below are the rates for the 2012-2013 school year. Rates for the 2013-2014 school year will be available in Summer 2013.
There are a number of plan benefits for eligible dependents, which can be found in the Detailed Brochure of the Columbia Plan. To review the dependent benefits covered under the Columbia Plan, a detailed, interactive brochure is available for download.
Premiums for Eligible Dependents
Spouse & Child(ren)