Columbia Student Health Insurance Plan
Although the on-campus programs and services are comprehensive, there may be circumstances in which you will need to fill a prescription or receive care from an off-campus clinician or hospital. To provide students with access to consistent, efficient care that complements the programs offered on campus, Teachers College offers the Student Health Insurance Plan in partnership with Columbia University and Aetna Student Health.
Gold and Platinum Level Comparison:There are two levels of the Columbia Student Health Insurance Plan offered. Please see the benefits grid comparison of Gold and Platinum levels for a complete comparison, limitations, and policy exclusions of both plans.
The Gold level of the Columbia Student Health
Insurance Plan is
designed to provide a level of coverage that is adequate for many people
attending college or graduate programs.
The Platinum level of the Columbia Plan includes all of the benefits provided by the Gold
level of the Plan as well as more extensive benefits in certain areas,
including enhanced benefits for prescription drugs, physical therapy and
other health care services.
| Gold Level of the Plan
is appropriate for students who:
|Platinum Level of the Plan
is designed for students who:
Required Participation and Automatic Enrollment:
Students meeting any of the following criteria are automatically enrolled in the Columbia Health Fee and the Gold Level of the Columbia Student Health Insurance:
- Students enrolled in a degree-granting program who are registered for 12 or more billable credits**;
- Students enrolled in a degree-granting program and living in the residential halls.
**Certificates of Equivalency - COEs - are not considered billable hours
Enrollment is on an annual basis and the fees will be applied during fall and spring registration. Students who are enrolled in the fall cannot drop or change the coverage during the spring semester even if their enrollment drops below 12 billable credits. Please be advised that if you meet the criteria of automatic enrollment, you will be enrolled for the entire year regardless of when your course registration takes place.
Students may upgrade to the Platinum level of the insurance plan using myTC Portal, http://my.tc.edu. A student may also request to waive their automatic enrollment in the Columbia Student Health Insurance by documenting acceptable, comparable coverage. A new insurance enrollment or waiver request must be submitted each year during the fall semester.
Any registered TC student in a degree-granting program (including part-time students and students taking only dissertation advisement) can opt to enroll in either the Gold or Platinum level of the Columbia Student Health Insurance Plan. You can enroll in and select your level of insurance coverage online using myTC Portal, http://my.tc.edu.
The deadline to enroll in, upgrade, or request a waiver in the Columbia Plan for 2014-2015 is September 16, 2014. Enrollment for dates after the deadline is considered only if a student loses other health insurance coverage. Students must contact Insurance & Immunization Records at firstname.lastname@example.org within 30 days of losing their insurance, and provide documentation of coverage termination.
Period of Coverage
Enrollment in the program cannot be processed until a student registers for classes at the college. Please see our Period of Coverage page for more information.
Waiver requests after the deadline are considered under certain circumstances.
Petition to waive requests will be considered, but are not guaranteed approval.
For more information please see our Important Waiver Information page for more information.
The following voluntary plans may provide services for students and/or their dependents: