Any student that is automatically enrolled in the Gold
level of Columbia Student Health
Insurance Plan may request to waive coverage by the deadline by completing the waiver form online in myTC Portal, http://my.tc.edu
. For the 2014 - 2015 academic year, the deadlines to submit waiver requests are Tuesday, September 16, 2014
for continuing and new students entering in the fall and Tuesday, February 3, 2015
for new students entering in the spring.
PLEASE NOTE: A valid waiver request must be submitted each year during the fall semester by the specified deadline to substitute other comparable coverage for the Columbia Student Health
Even if you plan to waive participation in the Columbia Student Health
Insurance Plan because you currently have comparable coverage, you are strongly encouraged to review the coverage your current plan offers and contrast it with the coverage provided by the Columbia Student Health
Insurance Plan, which has been designed specifically for students. For information about comparing your plan with the Columbia Student Health Insurance please refer to our helpful guide. For additional information, please see our brochures and guides web page.
Waiver Request Submission Deadlines
||Tuesday, September 16, 2014
||Tuesday, February 3, 2015
(new students only)
How to Submit a Waiver Request
The option to enroll in, upgrade, or request a waiver in the Columbia Plan for 2014-2015 is available via the myTC portal mid-July 2014. Click here for instructions to enroll, upgrade, or request a waiver. All requests are considered but are not guaranteed approval. A charge for the Fall term of the Gold level of the Plan may appear on
your first Student Account Statement, even if you request a waiver. The
charges will be removed if the request is approved and processed. All waiver requests must be processed after registration.
Criteria for Comparable Alternate Medical Insurance Coverage
Students interested in requesting a waiver of automatic enrollment in the Columbia Student Health
Insurance Plan must document comparable coverage in another insurance plan.
Insurance plans offered by carriers not licensed in the U.S. DO NOT meet the University's waiver criteria. If you feel your non-U.S. plan does satisfy all the requirements you should be prepared to provide plan documents translated into English with currency amounts converted into U.S. dollars.
Your alternate coverage must meet the following four criteria to be considered comparable. Please review your insurance plan to determine whether it meets all of the following criteria:
||National coverage for routine, urgent and emergent care for both
medical and mental health services, including substance abuse. If
traveling internationally for school-related purposes (study abroad,
research at a Global Center, etc.) the policy must also provide coverage
outside the US for routine, urgent, and emergent care.
||All plans must meet the requirements of the Affordable Care Act
including, but not limited to, coverage for pre-existing conditions,
coverage minimum & maximums, and deductibles. This applies to
international plans in addition to domestic plan offerings.
||Coverage must be effective no later than September 1 of each
academic year (January 20, 2015 for new Spring Term enrollees). For students completing a
program of study in this academic year the coverage must extend through
the end of the month of formal program completion (e.g. end of May for
spring graduates). For continuing students the coverage extends for
entire school year, including summers. Coverage will remain in force
while a registered student, including during approved leave of absence
for medical reasons and non-degree status at Columbia University.
Insurance plan is licensed to do business in the United States. We
strongly recommend your plan have a U.S.-based claims office and a U.S.
telephone number, or a U.S.-based claims agent so local hospitals and
providers can contact the carrier to discuss care and bill directly.
Can I waive the Columbia Health Fee?
The Columbia Health Fee is mandatory for all living in TC residence halls
and all students registered for 12 or more billable credits in the Fall
or Spring term, regardless of the type of insurance coverage carried. This fee cannot be waived. The Columbia Health Fee is applied during the Fall and Spring semester on an annual basis. For additional questions about the Columbia Health Fee, please refer to our FAQs.