Dependent Coverage | Teachers College Columbia University

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Dependent Coverage

Students who enroll in the Columbia Student Health Insurance Plan may also choose to insure their eligible dependents, which include:

  • the student's lawful spouse or domestic partner residing with the student (Note: appropriate documentation is required, including a marriage certificate or form of domestic partnership)
  • the student's unmarried children, including stepchildren and foster children who are under the age of 26, are not self-supporting, and reside with the student, or for whom the student is court-ordered to provide insurance
  • newborn or newly adopted children
  • new dependents (e.g., due to marriage, birth, adoption, etc.) may be added to the Policy only within 30 days of their addition to the family.

Students who wish to obtain insurance coverage for their eligible dependents must be enrolled themselves in the same level of the Columbia Plan.

Please email Insurance and Immunization Records at health-immunization@tc.edu to complete the Dependent Enrollment Form.

Dependent Spouse and Domestic Partner Enrollment Documentation

All students who wish to enroll their dependent spouse or domestic partner for the first time will need to provide Insurance & Immunization Records with acceptable documentation to verify the dependent's eligibility for enrollment. 

You will need to complete this verification only once; there will be no need to submit documentation again, unless you are enrolling a different spouse or domestic partner.

If you fail to provide documentation, the dependent's coverage cannot be activated and the premium will be refunded. The deadline for submitting documentation is September 30 (February 15 for new Spring students only)

Enrollment Deadlines for Eligible Dependents

A new enrollment request for Dependent Coverage must be provided by September 30. Covered students may also request enrollment of their dependents beginning with the Spring Term if the request and applicable premiums are submitted by February 15.

Period of Coverage for Eligible Dependents

Coverage will become effective on the same date the insured student's coverage becomes effective; if dependents are enrolled prior to the enrollment deadline, then coverage begins August 15.

Dependents' Fall Term enrollment is automatically continued for the Spring Term as long as the student remains a registered student. Premiums are billed to the student's account each semester. 

Coverage for insured dependents terminates in accordance with the termination policy described in the detailed Student Health Brochure of the Columbia Student Health Insurance Plan on the Columbia University section of the Aetna Student Health website.

Acceptable Forms of Documentation

  • Spouse - Marriage Certificate
  • Domestic Partner - Certificate of Domestic Partnership

For additional information on obtaining a domestic partnership certificate for New York City residents, please review the City Clerk's Office - Domestic Partnership Registration.

Please note that Domestic Partnership Certificates issued outside of New York City may be submitted.

To submit acceptable documentation, please visit Insurance & Immunization Records, located in 155 Thorndike Hall.  

Additional questions? Contact us by phone (212) 678-3006 or email, health-immunization@tc.edu.

Newborn or Newly Adopted Children

Children born to a covered person during the Plan term will be covered for accident, sickness, and congenital defects for 31 days from the date of birth. At the end of this 31-day period, coverage will cease unless the newborn is enrolled in the Columbia Plan.

Coverage is also provided for a child legally placed for adoption with a covered person, for 31 days from the moment of placement, provided that the child lives in the household of the covered person and is dependent upon him or her for support. At the end of this 31-day period, coverage will cease unless the adopted child is enrolled in the Columbia Plan.

All benefits available for newborn and newly adopted children, within 31 days of birth or placement, are equal to those available for individuals covered under the plan. 

To enroll your newborn or newly adopted child please visit the Insurance and Immunization Records Office in 155 Thorndike Hall or contact us at (212) 678-3006 

The Columbia Health Fee for Eligible Dependents

Enrolled Spouses and Domestic Partners will be charged a $271 per semester Columbia Health Fee. Spouses and Domestic Partners will receive their Primary Care on-campus at Medical Services. Referrals will be required for most non-emergency off-campus medical care; a referral for mental health services will not be required.

Dependent children will continue to receive all of their care off-campus; referrals are not required.

Referrals for Spouse/Domestic Partners

Effective September 1, 2014 a referral from an on-campus Medical Services provider is required for spouse/domestic partners enrolled in the Columbia Plan in order to utilize the off-campus medical benefits available under the Columbia Student Health Insurance Plan. Referrals for off-campus mental health services are not required.

More Information on Dependent Benefits

There are a number of plan benefits for eligible dependents, which can be found in the Detailed Brochure of the Columbia Student Health Insurance Plan, available on the Columbia University section of the Aetna Student Health website

Premiums for Eligible Dependents

Student Medical Insurance Premium Rates

 

Fall Premium

8/15/17-12/31/18

Spring Premium

1/1/18-8/14/18

Annual Premium

8/15/16-8/14/17

Annual Premium + Health Fee

Columbia Health Fee

$541

$541

$1,082

 

GOLD

$1,407

$2,289

$3,696

$4,778

PLATINUM

$2,048

$3,329

$5,377

$6,459

 

Dependent GOLD Plan Premium Rates (Price is not inclusive of the cost of student medical insurance)

 

Fall Premium

8/15/17-12/31/17

Spring Premium

1/1/18-8/14/18

Annual Premium

8/15/17-8/14/18

Annual Premium + Health Fee

Spouse Health Fee

$271

$271

$542

 

Spouse

$1,407

$2,289

$3,696

$4,238

Child

$1,397

$2,270

$3,667

 $3,667

Children

$2,793

$4,541

$7,334

 $7,334

Spouse & Child

$2,804

$4,559

$7,363

$7,905

Spouse & Children

$4,201

$6,829

$11,030

$11,572

 

Dependent PLATINUM Plan Premium Rates (Price is not inclusive of the cost of student medical insurance)

 

Fall Premium

8/15/17-12/31/17

Spring Premium

1/1/18-8/14/18

Annual Premium

8/15/17-8/14/18

Annual Premium + Health Fee

Spouse Health Fee

$271

$271

$542

 

Spouse

$2,048

$3,329

$5,377

$5,919

Child

$2,030

$3,299

$5,329

 $5,329

Children

$4,059

$6,599

$10,658

 $10,658

Spouse & Child

$4,078

$6,628

$10,706

$11,248

Spouse & Children

$6,108

$9,927

$16,035

$16,577