What's New in the Columbia Health Insurance Plan | Teachers College Columbia University

Skip to content Skip to main navigation
Insurance & Immunization Records Banner

Insurance & Immunization Records

Skip to content Skip to content

What's New in the Columbia Health Insurance Plan

Full  plan year modifications will be available every August before the new academic year!

Every year, Columbia Health re-evaluates the benefits of the Columbia Student Health Insurance Plan, making adjustments and negotiating changes as necessary so as to offer the most cost-effective appropriate coverage possible.

Below are the benefit modifications for the 2017-18 plan year: 

We are happy to say that there were no major additions or deletions regarding benefits, though there are some updates to benefit dollar and precentage levels.  Here are the key items:

Gold Plan

  • In-network deductible- $200
  • Emergency Room Copay- $125
  • Urgent Care Center Copay $60
  • Out-of-Network Deductible- $600
  • Out-of-Network Coverage Coinsurance- 50%

Platinum Plan

  • Emergency Room Copay- $125
  • Urgent Care Center Copay- $40
  • Out-of-Network Deductible- $600

As you can see in the last item, the out of pocket costs for our students will be higher if they use Out of Network providers.  We will continue working to educate students on the care and cost benefits of seeking care In Network and appreciate your support in this effort.

Insurance Cards

One of our efforts is to increase information access as well as support the Columbia University Environmental Stewardship Plans.  As part of these strategies Aetna will no longer automatically mail insurance cards.  We are encouraging students to add the Aetna Navigator function to their phone for 24/7 digital access to their insurance cards.  Students will also be able to print a copy of their insurance card 24/7 using the Aetna Navigator website and will also have the option to call Aetna Customer Service to request an insurance card be mailed.  Get your digital ID card on aetnastudenthealth.com

Dependent Enrollment

  • Students wishing to enroll spouses/domestic partners or children must contact the Insurance and Immunizations Office. The  premiums will be billed to the students account.
  • Students and their dependents must be enrolled in the same level of the insurance (Gold or Platinum).
  • Spouses/domestic partners will be charged a $271 per semester Columbia Health Fee ($542 annually).
  • Spouses/domestic partners primary care will begin on-campus at Medical Services.
  • Referrals will now be required for most non-emergency off-campus medical services for Spouses/domestic partners.

* Please note: preventive services available on campus must be obtained at Columbia Medical Services if the student is within 50 miles of Columbia Health. When outside of the 50-mile radius these services are covered at 100% only through a participating Aetna Student Health provider.