International Student Loans

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Teachers College, Columbia University
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International Services

The Office of

International Student Loans

International students may pursue loans through private financial institutions. Most lenders, however, require a co-signer who is a credit-worthy U.S. citizen or permanent resident. Additional information about lending institutions is available through the Office of Financial Aid web site.

  • American Express : 1-800-814-4595
  • Canadian Higher Education Loan Program (CanHELP) 
    Loan program for Canadian students
  • Citibank: Citiassist program
    Contact person: Todd Woodlee
    1-800-745-5473, 1-800-846-1290
    CitiAssist Loans are based on the Prime Rate published, and help you fill the gap between the financial aid you receive and the money you need for school, flexible repayment plans; application online.
  • Chela Financial USA, Inc. 
    P.O. Box 64768
    St. Paul, MN 55164-0768
    1-800-366-0032
  • Educaid EXTRA International Student Loan Program
    1-617-426-0681 
    1-800-255-8374 
    Educaid Select Loan for Graduate Students, Creditworthy Loan and Credit-Ready Loan. Foreign students studying in the US will need a U.S. Citizen or eligible resident to e a co-borrower.
  • Edupass Guide to studying in US -Loans for International Students 
    Contact: Mike Galvin Phone: 1-508-862-2528
    Canadian Higher Education Loan Program (CanHelp) for Canadian Students to study in US colleges and universities and International Student Loan Program (ISLP)- ISLP needs a credit-worthy U.S. citizen must co-sign the loan.
  • International Education Finance Corp.
    424 Adams St Milton, MA 02186
    Phone: 1-617-6967840 Fax: 1-617-698-3001 
    E-Mail: Iefc@aol.com
    International Student Loan Program (ISLP) 
    The program offers financing up to the total cost of education in US dollars, flexible repayment options and up to 20 years to repay the loan. Students are required to have a US citizen or permanent resident as a co-signer to guarantee the loan.
  • Organization of American States
    1889 F Street N.W. Second Floor
    Washington, DC 20006
    (202)458-6208
    The Rowe Fund is an interest-free loan for Latin America and Caribbean Students. The Rowe Fund is a not-for-profit educational loan Fund.
  • TERI Loan
    1-800-255-8378
    Alternative Loan Program-Low Rate, Alternate Loan Program- NO Fee- International Student need a U.S. citizen co-applicant.
  • University of Wisconsin Alternative Loan Program Analysis