Health Benefits
Medical Plans help pay providers for services and treatments. They may not cover unexpected costs that arise from suffering an accident, being diagnosed with serious illnesses or conditions, or visiting a hospital.
Teachers College and Aetna partnered to provide three plans that can help give you financial support when you need it most. These benefits can be used to help with expenses ranging from deductibles and copays to mortgages and groceries.
Aetna Exclusive Plan: 2025 Plan Design and Benefits- Exclusive Plan
Aetna Direct Plan: 2025 Plan Design and Benefits- Direct Plan
Aetna Value Plan: 2025 Plan Design and Benefits- Value Plan
The chart below reflects monthly and semi-monthly contributions
| Exclusive Plan | Monthly Contribution | Semi-Monthly Contribution |
|---|---|---|
| Employee | 450.60 | 225.30 |
| Employee + Spouse | 1,105.74 | 552.87 |
| Employee + Child(ren) | 1,027.06 | 513.53 |
| Family | 1,717.04 | 858.52 |
| Direct Plan | Monthly Contribution | Semi-Monthly Contribution |
|---|---|---|
| Employee | 382.04 | 191.02 |
| Employee + Spouse | 961.70 | 480.85 |
| Employee + Child(ren) | 893.28 | 446.64 |
| Family | 1,493.48 | 746.74 |
| Value Plan | Monthly Contribution | Semi-Monthly Contribution |
|---|---|---|
| Employee | 49.14 | 24.57 |
| Employee + Spouse | 253.28 | 126.64 |
| Employee + Child(ren) | 235.18 | 117.59 |
| Family | 392.08 | 196.04 |
Metlife: MetLife Dental Plan Information
The chart below reflects monthly and semi-monthly contributions
| MetLife Dental | Monthly Contribution | Semi-Monthly Contribution |
|---|---|---|
| Employee | 13.44 | 6.72 |
| Employee+ Spouse | 50.96 | 25.48 |
| Employee + Child(ren) | 56.76 | 28.38 |
| Family | 84.56 | 42.28 |
Eyemed: EyeMed Plan Information
The chart below reflects monthly and semi-monthly contributions
| EyeMed Vision | Monthly Contributions | Semi-Monthly Contributions |
|---|---|---|
| Employee | $0.00 | $0.00 |
| Employee +1 | $3.04 | $1.52 |
| Family | $4.60 | $2.30 |
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Healthcare Full Purpose |
Healthcare Limited Purpose |
Dependent Care |
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For Healthcare FSAs, funds must be used by March 15th of the following year; all claims must be submitted by April 30th
For Dependent Care FSA, funds must be used by December 31st
Requires annual election during open enrollment
- Eligible to enroll only if enrolled in the Aetna Value Plan
- HSA can be used to pay for Medical Expenses
- Requires annual election
- Balance rolls over year to year
- Portable if you leave Teachers College
- Teachers College contributes to your account
- $300 (individual)
- $600 (individual +1)
- $900 (family)
Basic Life Insurance and Basic AD&D
- Full-time professional, instructional, and professional staff are covered under a $30,000 policy through The Standard
- Life Insurance Company of New York paid by the College. Employees are auto-enrolled into the group policy
Voluntary Supplemental Life Insurance and Supplemental AD&D
- Employees may purchase coverage for themselves, their spouse, and their dependent children
- Employees may elect up to $500,000
- Coverage for Spouse may be elected up to $50,000
- Coverage for Dependent Children up to $8,000 per eligible child
- Employees electing coverage amounts of $100,000 or more will need to submit an Evidence of Insurability form directly on The Standard website