Health Benefits

Health Benefits

Medical Plans help pay providers for services and treatments. They may not cover unexpected costs that arise from suffering an accident, being diagnosed with serious illnesses or conditions, or visiting a hospital.

Teachers College and Aetna partnered to provide three plans that can help give you financial support when you need it most. These benefits can be used to help with expenses ranging from deductibles and copays to mortgages and groceries.

Aetna Voluntary Plan Rates - 2021

Aetna Hospital Indemnity

Aetna Off/On Job Accident Plan

Aetna Group Specified Disease with Cancer

Aetna Exclusive Plan: 2020 Plan Design and Benefits - Exclusive Plan

Aetna Direct Plan: 2020 Plan Design and Benefits - Direct Plan

Aetna Value Plan: 2020 Plan Design and Benefits - Value Plan

The chart below reflects monthly contributions


Exclusive Plan

Direct Plan

Value Plan





Employee + 1









Columbia Dental: Columbia Dental Plan Information
Metlife: MetLife Dental Plan Information

The chart below reflects monthly contributions


MetLife Dental

(nationwide coverage)

Columbia Dental

(local coverage only)




Employee + 1






Eyemed: EyeMed Plan Information

The chart below reflects monthly contributions



Employee + 1




Healthcare Full Purpose

Healthcare Limited Purpose

Dependent Care

  • Eligible to enroll regardless if you are enrolled in a medical plan 
  • Can be used to pay for eligible medical, dental, prescriptions and vision expenses 
  • Must be enrolled in the Value Plan and HSA plan 
  • Can be used for eligible dental and vision expenses 
  • Eligible dependent care services, such as preschool, summer day camp, before or after school programs for children under age 13 
  • For your spouse or dependent who is physically or mentally not able to care for himself or herself


For Healthcare FSAs, funds must be used by March 15th of the following year; all claims must be submitted by April 30th
For Dependent Care FSA, funds must be used by December 31st
Requires annual election during open enrollment

  • Eligible to enroll only if enrolled in the Aetna Value Plan
  • HSA can be used to pay for Medical Expenses
  • Requires annual election
  • Balance rolls over year to year
  • Portable if you leave Teachers College
  • Teachers College contributes to your account
    • $300 (individual)
    • $600 (individual +1)
    • $900 (family)

Basic Life Insurance and Basic AD&D

  • Full-time professorial, instructional, and professional staff are covered under a $30,000 policy through The Standard
  • Life Insurance Company of New York paid by the College. Employees are auto-enrolled into the group policy

Voluntary Supplemental Life Insurance and Supplemental AD&D

  • Employees may purchase coverage for themselves, their spouse, and their dependent children
  • Employees may elect up to $500,000
  • Coverage for Spouse may be elected up to $50,000
  • Coverage for Dependent Children up to $8,000 per eligible child
  • Employees electing coverage amounts of $100,000 or more will need to submit an Evidence of Insurability form directly on The Standard website


Back to skip to quick links